EMI Calculator

Calculate loan EMIs and plan your repayments

Loan Details

Typical rate: 8.5%

Max tenure: 30 years

EMI Tips

• Keep EMI < 40% of monthly income
• Consider prepayments to reduce interest
• Compare rates across multiple lenders
• Check for processing fees and charges
• Maintain good credit score for better rates

Principal vs Interest Over Time

Outstanding Loan Balance

EMI Summary

Loan Amount:₹10,00,000
Interest Rate:8.5% p.a.
Loan Tenure:20 years
Monthly EMI:₹0
Total Interest:₹0
Total Amount:₹0

Payment Breakdown

Principal Amount
₹10,00,000
Interest Paid
₹0

Loan Insights

Interest Rate Type:Moderate
Interest % of Total:NaN%
Effective Annual Rate:8.50%
Home Loan Benefits:
• Tax benefits under Section 80C & 24(b)